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    “Our Specialities”

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    “Our Specialities”


Listed below are just a few of our more common insurance policies, this is only a small selection of what we insure.
If you can’t see the cover you need just give us a call 0161 928 4444.

Construction Insurance

UK & Ireland are experts in writing insurance policies for the construction industry, providing cover for some of the country’s largest construction companies.
We provide bespoke policies via our own in house liability scheme which offers excellent rates to the construction industry and associated trades. Our expert staff have been entrusted by Insurers to write policies on their behalf, ensuring your quotes are competitive and comprehensive in cover.
If you work in the construction industry, you know that no matter how much planning you put into your work accidents still happen. Our policies offer protection against third-party property damage, injury or bodily harm, loss of life and negligence.



Employers Liability

If you employ one or more people you must have Employers Liability Insurance to legally trade. This policy will protect your company should an employee be injured or killed at work or becomes ill because of the work they have done for you. Employers' liability insurance will enable you to meet the cost of compensation for your employees' injuries or illness including the legal costs.
The amount of insurance needed depends on your business. Most businesses with employees are legally required to have at least £5 million of employers’ liability insurance. It’s common for client contracts, regulatory or professional bodies to specify levels of cover.
UK & Ireland can offer cover in isolation or together with public and products liability.



Public & Products Liability Insurance

Public and Product liability policies will provide cover for claims of bodily injury or other physical injury, personal injury and property damage where your company is proved to be negligent. Liability policies also provide cover for the cost to defend and settle claims.
While it’s not a legal requirement to carry the cover, most companies require it to supply products or services to their customers. We can offer wide-ranging cover at competitive prices for varying limits through leading insurance companies.
Typically, policies are written with £1, 2 or £5 million limits of indemnity; we can however offer extensions to this should your company require increased limits.



Plant Insurance

Damage to or theft of your plant, machinery or tools while could prove very damaging to your business. Plant theft is currently costing the construction industry more than £800 million per year.  It’s essential you arrange adequate insurance to ensure your business is protected against potential risks, whether you own or hire your plant & machinery.
We have policies to cover individual plant items through to large plant fleets, let us arrange the right policy for you.



Contract Works

Is also known as contractors all risks insurance and is designed to Insure builders and tradesmen for on-going work and materials on site if damaged by an insured peril such theft, malicious damage, fire, storm or flood. Our competitive policies provide extensive cover reducing the impact on you and your company should a claim need to be made.
We can also source JCT 6.5.1 extensions &/or Non-Negligent Liabilities where contractual conditions apply.



Fleet

If your business has a fleet of three or more vehicles, we can provide Motor Fleet Insurance policy for you. Whether your business needs small fleet insurance, fleet van insurance or cover for differing vehicles, we’ll find the right policy. UK & Ireland have access to exclusive fleet policies that we tailor to suit your company’s needs.
Our fleets typically include;

  • A network of UK approved repairers
  • Uninsured loss recovery
  • Windscreen cover
  • Personal accident cover
  • Vehicle recovery
  • Public Liability


Property Owners Insurance

With 30 years experience in the property insurance, whether you have property as a private landlord, commercial investment or as a property developer, we can provide an insurance tailored to your requirements.
With access to several property schemes we can ensure that our premiums are competitive with compromise on cover.
So, if you have a single property or a large portfolio please give us a call to discuss your needs.



Business Package

We have business package policies that can be tailored to meet the specific insurance needs of your business, our experienced staff will talk you through the process ensuring you get complete peace of mind.
Our package policies include essential business covers like property, material damage, business interruption and liability all at competitive premiums.



Commercial Vehicle

We offer commercial vehicle insurance tailored to protect you and your business keeping you on the road to success. We understand it’s important to you and your business to fulfil orders, complete contracts, reputation is everything. Should something go wrong we’ll get you back on the road as quickly as possible.



Directors & Officers

Designed to provide financial protection for directors, non-executive directors, officers and managers for “wrongful acts” be it alleged or actual. Where a director, officer or manager is perceived to have made a judgement or a decision negatively impacting the business, they can be personally implicated.
A director’s personal assets may be at risk if they are sued where no insurance is in place, the result of which can have a heavy impact on their personal wealth.
UK & Ireland can place competitive Directors & Officers cover for all business sectors regardless of size.



Professional Indemnity

Do you provide services such as advice or design? Professional Indemnity provides protection against losses which are a result of the professional’s negligence or the costs of defending claims that may not be successful.
We have a wide range of Professional Indemnity insurance products, tailored to the specific requirements of individual professions.

Often neglected due to the complicated nature of the cover, we have experience staff on hand to guide you through the process.



Cyber & Crime Liability

In 2015 its estimated that 60% of UK businesses suffered some form of cyber breach, now more than ever businesses are exposed to cyber-crime and its financial impact. As the use of technology grows the risks become greater yet less than 15% of business have any insurance in place.
As a business, you need to consider how strong is your cyber security? How many customer records do you hold? Would your company survive if you could not access your systems?
Comprehensive cyber & crime liability policies and guidance are available today, just give us a call to put your mind at rest.  



Bonds & Guarantees

We have specialist knowledge and expertise for the provision of bonds and guarantees for clients of all sizes in all sectors including:-

  • Performance Bonds
  • Retention Bonds
  • Maintenance Bonds
  • Construction Guarantee Bonds
  • Off-Site Materials Bonds
  • Advance Payment Bonds

Whether the requirement is for a one-off bond or you are looking to obtain a new bond facility, replace an old facility or are seeking additional facilities we have the specialist knowledge to help you.  Regardless of how complex or simple your needs, we are here to assist.



High-Net-Worth Insurance

At UK & Ireland we appreciate how important your family and home are, it’s important therefore to have a home insurance policy that protects them. Household insurance should not be “off the shelf”, everyone is different so why settle for the standard policy. You may have a non-standard home, high-value contents such as jewellery and antiques or fine art, we ensure your policy responds should you need to claim.
Give us a call today to speak to one of our, discreet, professional advisors.



Motor Trade

UK & Ireland has access to many facilities enabling us to find a policy suitable to your business weather you’re a mechanical workshop, motor dealer, body repairer or more specialised.
So when you have your hands full managing your business let our experienced advisers review your insurance to ensure that cover is arranged on the correct basis at a competitive premium.